Maria is a global executive with over 20 years of experience across the finance, payments, and
technology sectors. She specialises in operational excellence, strategic finance, and large-scale market
expansion, having led high-performing teams across multiple continents. As of October 2025, she serves as
Chief Operating Officer at Yellow Card, one of the world’s largest licensed stablecoin-based infrastructure
providers, operating 34 markets.

Prior to Yellow Card, Maria held senior leadership roles at several of the world’s most innovative fintech and
technology companies. Her experience includes serving as SVP & Global Head of Strategy, Corporate
Development and Finance at dLocal; VP of Marketplace at Brazilian unicorn Loft; and Head of Latin America
for PayPal’s SME business. Earlier in her career, she built and scaled iZettle Brazil, contributing to its US$2
billion acquisition by PayPal, following a foundation in investment banking at Goldman Sachs in London.

Originally from São Paulo, Brazil, and now based in London, Oldham holds a Bachelor’s degree in Business
Administration from EAESP-FGV and an MBA from the London Business School.

Yellow Card the largest licensed stablecoin-based infrastructure for emerging markets. From Stablecoin payment infrastructure to fiat settlement rails, custody wallet services, and custom local Stablecoin issuance, Yellow Card provides the complete infrastructure businesses need to manage Stablecoins, payments, and operations across emerging markets. In 2025 the company was honored with the Grand Prix, in the Payments category, at the Money20/20 USA Awards.

After years of pilots, sandboxes, and proofs of concept, digital currencies are entering a more mature phase. This panel discusses what it means to move from experimentation to real-world infrastructure—covering adoption hurdles, regulatory clarity, interoperability, and trust. Speakers debate which models are scaling, which are stalling, and what “success” actually looks like.