Gourav is a product management leader shaping the future of digital assets at Oracle. With over 20 years of experience across Software-as-a-Service and Platform-as-a-Service initiatives, he has consistently driven innovation at the intersection of blockchain, AI, and data. An alumnus of Indian Institute of Management Bangalore, he combines deep technical expertise with strong business acumen. He currently leads key blockchain products, building scalable and enterprise-ready solutions. Beyond his core role, Gourav is a speaker, writer, and startup mentor, and actively contributes to global standards through International Organization for Standardization (ISO) initiatives.

Oracle is a global technology company known for its cloud applications, infrastructure, and database solutions. It helps businesses run critical operations, manage data, and drive innovation. With strong capabilities in cloud computing, AI, and enterprise software, Oracle supports organizations in building scalable, secure, and high-performance digital systems worldwide.

Academy: Tales from Trenches: Stories from the CBDC Frontlines

Central Bank Digital Currencies (CBDC) are moving into real-world use. Central banks are advancing CBDCs to modernize payments and improve financial inclusion - but the shift from exploration to production introduces new challenges. Systems must be secure, scalable, and ready for both domestic and cross-border transactions, while navigating confidentiality, governance, and integration with existing financial infrastructure.

Drawing on practical experience from global projects, Oracle brings insights across both retail and wholesale CBDC models. This session shares real architectures, key lessons, and proven approaches to help decision makers and technical leaders build resilient, future-ready CBDC systems.

 

Aligning Banking Strategy and Technical Execution for Tokenized Money

Money is no longer singular - it is evolving into a mix of fiat, tokenized deposits, stablecoins, and CBDCs. As this fragmentation accelerates, banks face a defining challenge: remain central to the flow of digital value while safeguarding their deposit-and-credit business in the face of rising non-bank stablecoin networks.

This session offers a pragmatic path forward - moving beyond pilots toward scalable, production-ready systems. It explores how banks can act early by launching industrialized solutions for digital cash, collaborating in consortium-driven ecosystems, and simplifying fragmented technology stacks into a unified digital asset infrastructure.

Attendees will gain insights into requirements for tokenized deposits and stablecoins and deploying hybrid architectures that seamlessly integrate permissioned and public networks - enabling banks to operate confidently in an increasingly interconnected digital money ecosystem.

 

Breakout Session: From Issuance to Settlement: Certificate of Deposit in an Interoperable World

With the evolution of digital assets, Certificates of Deposits (CDs) are being reimagined as digital instruments within an increasingly interconnected financial ecosystem. As institutions adopt digital currencies, enabling the end-to-end lifecycle of digital CDs across multiple platforms enables efficiencies and new monetizable offerings enabling secondary trading.