Andreas Deppeler is a Professor of Practice and Co-Director of the FinTech Lab at Monash University Malaysia. He teaches courses on financial technology, innovation, and digital strategy. His research concentrates on decentralized finance, financial inclusion, and the governance of emerging technologies, including artificial intelligence.

The Monash FinTech Lab is a cross-campus collaboration that advances policymaking in financial technology. It focuses on applied research, executive education, and knowledge dissemination via policy briefs, addressing issues such as financial inclusion and sustainable economic growth in the Asia-Pacific region.

As digital currencies move from pilots to core infrastructure, financial integrity remains a central challenge. This session examines the money‑laundering risks of the digital economy, focusing on chain‑hopping techniques that obscure audit trails. Using the A7A5 stablecoin as a case study, it shows how private shadow‑payment networks can bypass global oversight. The presentation provides a comparative analysis for policy makers, explaining why central bank digital currencies, through compliance‑by‑design and sovereign settlement finality, offer a more reliable foundation for market integrity and legal certainty than private stablecoin models.